Effective Date: 01/01/2026
Welcome to MySettleLoan. We operate www.mysettleloan.in and provide financial consultation and informational assistance related to loan management and settlement options.
We are committed to protecting your personal data in accordance with the Digital Personal Data Protection Act, 2023 (India).
By using our website, you agree to this Privacy Policy.
1. Nature of Services (Important Disclosure)
- We provide consultancy and guidance services only
- We do NOT provide loans, credit, or guarantees
- We do NOT guarantee settlement or approval outcomes
- Final decisions are made by lenders or financial institutions
2. Information We Collect
- Name, contact number, email
- Basic financial details (voluntarily shared)
- Device & browsing data (cookies, IP address)
- Communication records (calls, chats, emails)
Sensitive data is collected only with your explicit consent.
3. How We Collect Data
- Website forms & ads
- Calls, WhatsApp, email
- Cookies & tracking tools
- Meta & Google lead forms
4. Purpose of Data Usage
- Provide consultation
- Connect with financial professionals
- Customer support
- Improve services
- Legal compliance
5. Advertising & Meta Compliance
We may run ads on platforms like Facebook, Instagram, and Google.
- No targeting based on sensitive financial status
- No sharing of sensitive personal data
- Ads are informational only
6. Data Sharing
- Authorized staff
- Verified partners
- Legal authorities (if required)
We do NOT sell or rent your data.
7. Data Retention
Data is retained only as necessary and then securely deleted or anonymized.
8. Data Security
- Secure servers
- Restricted access
- Encryption practices
No system is completely secure.
9. User Rights
- Access your data
- Request correction or deletion
- Withdraw consent
10. Cookies Policy
We use cookies for functionality, analytics, and ads. You can disable cookies in your browser.
11. Third-Party Links
We are not responsible for third-party websites.
12. Limitation of Liability (Very Important)
- We act only as a consultation platform
- We are not liable for lender decisions
- No responsibility for financial loss or credit impact
- Users act at their own discretion
13. No Financial Advice Disclaimer
- Information is general only
- Not legal or financial advice
- Consult licensed professionals
14. Changes to Policy
We may update this policy anytime. Updates will be posted here.
15. Contact Information
MySettleLoan
📧 info@mysettleloan.in
📞 +91 70551 58080